Money Tracker-Expense & Budget

Money Tracker-Expense & Budget ("we", "our", or "us") is committed to protecting your privacy. This privacy policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application ("App") available on the Google Play Store.

1. Information stored on your device:

Everything you enter is saved in the app's private storage on your phone. Other apps can't read it, and we don't receive it. This includes:

• transactions: amount, category, merchant, date, payment method, notes and recurring status;

• budgets, category limits and savings goals;

• settings such as currency, language, theme, budget start day, reminders and app lock;

• your display name and an optional profile photo. If you pick a photo, a copy is kept in the app's private folder and never uploaded.

2. Information that leaves your device:

When	What	Who receives it	Why
You sign in or create an account. This is optional, because guest mode works without one.	Name, email address, a user ID and, for Google sign-in, your Google profile photo link	Google Firebase Authentication	To create and secure your account
You choose Back up to Google Drive	A backup file of your app data	Your own Google Drive account	So you can restore your data later or on a new phone
You move to a new phone with Android's phone-to-phone transfer	App data and settings	Your new phone, directly	So your data comes with you. The app's data is not included in Google's automatic cloud backup.
Ads are shown	Advertising ID, IP address, device and app information, and ad interactions	Google AdMob	To show ads, measure them and prevent fraud. Where required, ads may be personalised only with your consent.
While you use the app, unless you turn off Usage & crash reports	Screens visited, features used (for example "a transaction was added", with its category but never its amount, merchant or notes), app instance ID, device model and Android version	Google Firebase Analytics	To understand which features are used and improve the app
The app crashes or hits an error, unless you turn off Usage & crash reports	Crash logs, device model, Android version and an installation ID	Google Firebase Crashlytics	To find and fix bugs

Your financial details never leave your phone through ads, analytics or crash reports. Amounts, merchants, notes, budgets and goal names are not included in any of them.

The app asks for Google Drive's drive.file permission. With it, the app can only see and change files it created. It can't read any of your other Drive files. We can't see your Drive or your backups.

Exports (CSV) and backup files are saved only where you choose, using Android's file picker.

All network traffic uses encrypted connections (HTTPS).

3. What we don't do:

• We don't sell or rent your personal or financial information.

• We don't share your transactions, budgets or goals with advertisers or anyone else.

• We don't ask for bank, card or payment credentials, and we don't connect to your bank.

• We don't access your location, contacts, SMS, camera or microphone.

4. Permissions:

• Notifications, for budget alerts, the daily reminder and the weekly digest. Each can be turned off in the app.

• Internet, for sign-in, Google Drive backup, loading your Google profile photo, ads, analytics and crash reports.

• Advertising ID, used by AdMob and Firebase Analytics. You can reset or delete it in your phone's settings (Settings › Privacy › Ads, or Settings › Google › Ads).

• Biometric/screen lock, only if you turn on App Lock. Your fingerprint or face data is handled by Android and never reaches the app or us.

5. Third-party services:

Sign-in, Drive backup, ads, analytics and crash reports are provided by Google. Their use of data is covered by:

• Google Privacy Policy

• How Google uses information from apps that use its services

• AdMob and user data

• Firebase privacy information

6. Your choices:

• Usage & crash reports: turn them off in Profile › Data & Privacy. Analytics and Crashlytics then stop collecting.

• Ad consent: if you're in the EEA, the UK or Switzerland, the app asks for your consent before ads are personalised. You can change your choice at any time in Profile › Ad privacy choices.

• Personalised ads elsewhere: opt out by deleting or resetting your Advertising ID in your phone's settings.

7. Data retention:

Data on your device stays there until you clear it in the app (Profile › Clear data), delete your account, or uninstall the app. Your account details are kept by Firebase Authentication until you delete your account. Backups in your Google Drive stay until you delete them from Drive. Firebase Analytics data is kept for 14 months, and Crashlytics crash reports for 90 days.

8. Deleting your account and data:

In the app, open Profile › Delete account. This deletes everything stored in the app on your device and permanently deletes your sign-in account.

Without the app: email [support email] from the email address you signed up with, using the subject "Delete my account". We'll delete your account within 30 days and confirm by email.

Deleting your account doesn't remove backup files from your Google Drive. You can delete those yourself in Google Drive.

9. Children:

The app isn't directed at children under 13, and we don't knowingly collect their personal information. If you believe a child has created an account, contact us and we'll delete it.

10. Your rights:

Depending on where you live, for example under the GDPR or India's DPDP Act, you may have the right to access, correct, delete or move your data, or to withdraw consent. Most of your data is already under your control on your device. For anything else, contact us at the address above.

11. Security:

Your data is kept in app-private storage, sent only over encrypted connections, and can be protected with App Lock. No method of storage is perfectly secure, so please keep your phone's screen lock enabled.

12. Changes to this policy:

If we change this policy, we'll update this page and the effective date above. If the changes are significant, we'll also tell you in the app.

13. Contact:

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at

Email: jarvisbeta0608@gmail.com