Terms of Use
These Terms of Use ("Terms") are an agreement between you and Markeloff Apps Studio ("we", "us") for your use of the Money Tracker-Expense & Budget Android app ("the app"). By installing or using the app, you agree to these Terms. If you don't agree, please don't use the app.
1. What the app does
Money Tracker-Expense & Budget is a personal budgeting tool. It lets you record income and expenses, set budgets and savings goals, view insights, and back up or export your own data. The app doesn't move money, make payments, connect to bank accounts, or offer loans or investments.
2. Not financial advice
Insights, saving tips, budget pacing and projections are generated automatically from the data you enter. They're for general information only. They aren't financial, investment, tax or legal advice. For decisions about your finances, consult a qualified professional.
3. Your account
- You can use the app as a guest, or sign in with Google or an email and password.
- You're responsible for keeping your login details and your device secure, and for activity under your account.
- You must be at least 13 years old, or the minimum age of digital consent where you live, to create an account.
- You can delete your account at any time, as described in our Privacy Policy.
4. Your data
You own the information you enter. It's stored on your device and, if you choose, in your own Google Drive. Because we don't hold copies of your financial data, you're responsible for making backups. We can't recover data lost through uninstalling the app, clearing data, losing a device, or deleting a backup. How we handle information is described in our Privacy Policy.
5. Acceptable use
You agree not to:
- use the app for any unlawful purpose;
- reverse engineer, decompile, modify or redistribute the app, except where the law allows;
- interfere with the app, its services, or other users' accounts;
- use the app in a way that violates Google Play's or Google's terms.
6. Licence
We grant you a personal, non-exclusive, non-transferable, revocable licence to use the app on Android devices you own or control, in line with these Terms and the Google Play Terms of Service. The app's name, design, icons and code belong to us or our licensors.
7. Third-party services
Sign-in and Google Drive backup are provided by Google, and Google's own terms apply to them. We aren't responsible for third-party services, including their availability.
8. Updates and availability
We may update, change or stop offering features, or the app itself, at any time. Some updates may be needed for the app to keep working. We'll try to give notice of major changes, but we don't guarantee that the app will always be available or error-free.
9. Disclaimer
The app is provided "as is" and "as available", without warranties of any kind, express or implied. This includes, without limitation, warranties of merchantability, fitness for a particular purpose, accuracy of calculations, and non-infringement. You're responsible for checking that your records are correct.
10. Limitation of liability
To the fullest extent the law allows, we aren't liable for any indirect, incidental, special, consequential or punitive damages. This includes loss of data, profits or savings, and financial decisions made using the app. Our total liability for any claim relating to the app won't exceed the amount you paid us for it in the previous 12 months, or zero if the app is free. Some places don't allow these limits, so they may not apply to you in full.
11. Ending these Terms
You can stop using the app and delete your account at any time. We may suspend or end your access if you seriously or repeatedly break these Terms. Sections 2, 4, 9, 10 and 12 continue to apply after these Terms end.
12. Governing law
These Terms are governed by the laws of [Country, e.g. India]. Disputes are subject to the courts of [City, State], unless the law where you live gives you the right to bring a claim locally.
13. Changes to these Terms
We may update these Terms from time to time. If we do, we'll post the new version on this page and change the effective date. If you keep using the app after a change, that means you accept the updated Terms.